A bigger vision.
More capital behind it.
Access up to $1 million in financing to pursue your next opportunity.
MAGENTA RESERVE · REVENUE-BASED FINANCING
Built on what you’ve achieved.
Ready for what’s next.
Revenue-based financing up to $1 million for businesses with at least two years in operation and $40,000 in average monthly revenue. The same dedicated Magenta guidance, with more room to act.
No hard credit check at any stage. All funding is subject to review and approval.
$1MMaximum Reserve funding
600+Minimum credit score
Invest in Possible.Greater possibilities. The same commitment.
A stronger foundation.
More room to grow.
What you’ve built is only the beginning. Magenta Reserve offers access to greater capital for the opportunities ahead.
A bigger vision.
A reflection of
what you’ve built.
Designed for businesses with stronger credit, higher revenue, and a more established operating history.
Pay early.
Keep more.
Early payoff is available without penalties or fees. Your advisor can explain any savings available under your agreement.
POSSIBILITY, PUT TO WORK
Your vision. More room to act.
Put your capital behind the opportunities that matter to your business.
Ready for the next opportunity.
Make room to grow
Open a new location, refresh your space, or expand the capacity you’ve built.
Equip your next chapter
Put the right equipment and machinery behind your team.
Be ready for demand
Build inventory ahead of a busy season or your next opportunity.
Reach more customers
Support campaigns and customer experiences that move your business forward.
Move your systems forward
Upgrade the technology behind a more efficient, connected business.
Keep business moving
Support payroll, operating expenses, and the everyday needs of a growing company.
Possibility, in our
clients’ own words.
Read Customer Reviews ↗“My account manager, Lauren, was truly a blessing. She never overpromised, but she absolutely delivered.”
Keyra Harp
Google review
An individual client’s experience with Magenta. All funding is subject to review and approval.
You’ve done the work.
Let’s look at the fit.
Reserve is designed for businesses with higher monthly revenue and a longer operating history that are ready to explore our largest revenue-based financing option, up to $1 million.
Meeting these requirements is not a preapproval.
All applications require a full review.
STARTING REQUIREMENTS
CREDIT PROFILE
600+ credit score
A minimum credit score of 600 is required. Credit is one part of the review.
BUSINESS REVENUE
$40,000+ average monthly revenue
At least $40,000 in average monthly business revenue is required to explore funding up to $1 million.
TIME IN BUSINESS
At least two years in business
An operating history that helps us understand the business you’ve built.
The Magenta you know.
More room to grow.
Two funding tiers for different business profiles. The right fit depends on your qualifications and the results of underwriting.
At a glance
Maximum funding
Who it’s designed for
Credit profile
Revenue & operating history
Funding timing
Magenta Core
For growing businessesMaximum fundingUp to $250,000
Who it’s forGrowing businesses seeking capital for their next opportunity
Credit profileNo minimum credit score
Revenue & history$15,000+ average monthly revenue; 1+ year in business
Funding timingAs soon as same day*
For established businessesMaximum fundingUp to $1 million
Who it’s forEstablished businesses seeking greater capital for continued growth
Credit profile600+ credit score
Revenue & history$40,000+ average monthly revenue; 2+ years in business
Funding timingAs soon as same day*
*Same-day funding is possible, subject to approval and banking timing. Maximum amounts are product limits, not guaranteed offers. Availability, funding amounts, pricing, and final terms depend on approval.
A simpler path.
A dedicated advisor at every step.
Apply in under 5 minutes
Share basic business details, then securely connect your bank through Plaid or upload recent bank statements. From there, our team begins its review.
Work with your advisor
Your dedicated advisor coordinates every step and keeps you informed. Financing decisions generally arrive within an hour of a complete application.
Review and receive funding
Explore your options, tailor the terms with your advisor, and receive funding as soon as the same day, subject to approval.
Support continues after funding. Whenever a new need arises, your dedicated advisor is here.
PLAN YOUR NEXT MOVE
A clearer view of what could be possible.
Explore a funding estimate, then shape the next step with your advisor.
MAGENTA RESERVE · PLANNING ESTIMATE
You could be eligible for
$90,000Revenue-based financing tailored to your next chapter.
Estimated payment
$3,136Estimated total repayment$124,200
Get a Personalized ReviewLearn about Magenta Core →For illustrative purposes only. Final amounts, payments, duration, and eligibility are subject to approval, full underwriting, and a review of your business and borrowing history. Reserve requires a minimum 600 credit score, two years in business, and $40,000 in average monthly revenue. Your preferred duration can shape the amount available while supporting healthy cash flow.
BUILT BY OWNERS
Different businesses.
Shared ambition.
Different businesses. The same drive to build something lasting. Explore what more capital could make possible for yours.
Good questions.
Clear answers.
More capital should come with a clear understanding of the amount, cost, and terms you’re considering.
What are the requirements for Magenta Reserve?
Reserve requires at least two years in business, $40,000 in average monthly business revenue, and a credit score of at least 600. Meeting these requirements does not guarantee approval; all applications are subject to a full review.
Is Magenta Reserve a business loan?
Magenta specializes in revenue-based financing, a purchase of future business receivables. Reserve is not a business loan. Your advisor explains the structure, payments, and terms before you decide.
Will I receive the full $1 million?
Up to $1 million is the maximum available through Reserve, not a guaranteed offer. Your funding amount depends on a full review of your business revenue, credit profile, operating history, and borrowing history.
What are the rates, terms, and funding timelines?
Your personalized offer sets out the total cost, daily or weekly payment schedule, and duration. Financing decisions generally arrive within an hour of a complete application, and funding may be available as soon as the same day, subject to approval.
Can I pay early?
Yes. Early payoff is available without penalties or fees. Your advisor can explain any early payoff savings available under your agreement.
What if Reserve isn’t the right fit?
Your advisor can explore Magenta Core, which has no minimum credit score and offers up to $250,000, or discuss other potential financing solutions. Term loans and lines of credit may be presented through third-party partners.
How do I apply for Magenta Reserve?
Complete our simple application, generally in under five minutes, then securely connect your bank through Plaid or upload recent business bank statements. Your dedicated advisor will guide you through the review and your available options.
Can I receive additional funding?
We’re happy to review your business for additional funding as soon as 30 days, with additional funding generally provided every 90–120 days, subject to review and approval.
You built the foundation.
Make room for more.
Explore funding built for your next chapter with Magenta Reserve.
Apply for fundingUp to $1 million. Subject to underwriting and approval.
A real conversation.
A clearer next step.
Tell us what you’re building. Our team can help you explore whether Reserve is the right fit.
(877) 359-1682welcome@magentafunding.com