Access funds when needed
Draw from your approved line to manage cash flow, purchase inventory, or act on a timely opportunity.
BUSINESS LINES OF CREDIT
Business line of credit.
Possibility in motion.
A revolving business line of credit gives established businesses flexible access to up to $150,000 — ready for the opportunities and needs that do not wait.
Funds may be available as soon as the same day after approval.
ACCESSUp to $150K
Draw as business needs arise.
REPAYMENTUp to 12 months
One monthly payment option.
FEES$0
Draw fees or maintenance fees.
FUNDINGAs soon as same day
Following approval.
FUNDING THAT STAYS WITH YOU
Draw. Repay. Draw again.
Unlike a one-time advance, a business line of credit is built for continued access. Use what you need, make your monthly payment, and as you repay principal, your available credit replenishes for future draws under your agreement.
Check the RequirementsRepay monthly
Keep a predictable monthly rhythm, with repayment periods up to 12 months based on your offer.
Put available credit back to work
Payments replenish available credit for future draws, subject to your agreement and continued eligibility.
A MORE FLEXIBLE WAY TO PLAN
Ready for today.
Open to tomorrow.
For established businesses that want revolving access at a potentially lower cost than some shorter-term financing options, a line of credit can make room to respond without starting over each time a need arises. Your advisor can compare the actual cost and terms available to you.
One monthly payment
A simpler payment cadence to plan alongside your business expenses.
No draw or maintenance fees
Access your approved line without those added fees.
Pay down and redraw
Repaying your balance restores available credit and may reduce your financing cost under the terms of your offer.
STARTING REQUIREMENTS
Built for businesses with a foundation to grow.
A business line of credit may be a strong fit if you have consistent cash flow, a stable credit history, and healthy business account balances to support monthly payments. It offers revolving access to capital for future needs. Apply to explore your options.
600+minimum FICO credit score
1 yearminimum time in business
$10K+average monthly revenue to apply
Final eligibility, line size, repayment terms, and availability depend on full underwriting and partner review.
PERSONAL GUIDANCE, SIMPLE STEPS
From application to access.
Apply in minutes
Share basic business details, then securely connect your bank through Plaid or upload recent statements to begin.
Review with your advisor
Your dedicated advisor helps you understand eligibility, payment terms, and the line of credit options suited to your goals.
Draw when ready
Review your offer and, if approved, access funds as soon as the same day. Your advisor remains available as needs evolve.
THE ESSENTIALS
A little more clarity.
Questions about your options? Our team is here to walk through the details with you.
How does a business line of credit work?
Once approved, you can draw from your available line as needs arise. As you repay principal, available credit replenishes for future draws under your agreement and continued eligibility.
What are the starting requirements?
To apply, your business should have at least one year in operation, average monthly revenue of at least $10,000, and a minimum FICO credit score of 600. Consistent cash flow, a stable credit history, and business account balances that support monthly payments are also considered. Approval depends on a full review of your business and borrowing history.
What are the payment terms and fees?
Monthly payment options and repayment periods up to 12 months may be available. There are no draw fees or maintenance fees. Your advisor will explain the full cost and terms of any offer before you decide.
How soon can I access funds?
Funds may be available as soon as the same day after approval. Actual timing depends on underwriting, the offer, and your financial institution.
READY FOR WHAT’S NEXT
Keep possibility within reach.
Apply now to confirm your eligibility and see how a revolving business line of credit may fit your next move.
Business line of credit options may be presented through third-party partners and may be available only in certain states. Amounts, repayment periods, funding times, and eligibility depend on full underwriting, partner review, and approval. There are no draw or maintenance fees; other financing costs, if any, will be disclosed in your offer. Your agreement controls the availability and terms of future draws.