Small Business Funding in New York

New York thrives on small businesses, from the corner cafés in Brooklyn to the boutique stores in Manhattan and the tech startups in Queens. Growing a business takes money, but getting a loan from a bank can be challenging. They require a lot of paperwork and checks. At Magenta, we make it easier.

Our revenue-based financing offers up to $250,000, tailored for New York’s fast-paced environment. With no credit score requirements and offers in as little as an hour, we’re here to help you grow.

Are you ready to turn your business dreams into reality? Let’s talk about the funding New York businesses need.

Short-Term Business Funding

Short-term business funding provides fast access to working capital for everything from seasonal inventory and equipment upgrades to delayed payments or new opportunities. It’s not just for emergencies—it’s a smart way to stay financially agile without the burden of long-term debt.

Need $20,000 for holiday inventory? Magenta’s revenue-based financing adapts to your cash flow, making it easy to get the funding you need when it matters most. Repayments are based on your daily or weekly revenue, so slower months won’t put unnecessary strain on your business. You can pay down early and save, and as you repay, you may qualify for additional funding even sooner—keeping your business ready for what’s next.

Business Funding for Bad Credit

A low credit score does not reflect the true potential of your business. While many banks focus on credit scores, Magenta takes a different approach. We consider your revenue and the commitment you bring to your business.

Our underwriting process bypasses the credit score requirement. This makes small business funding in New York accessible even if you’ve experienced financial challenges in the past. Whether you’re recovering from a difficult period or planning to open a new location in Harlem, we focus on your current earnings.

Emergency Funding

Emergencies can occur at any time, such as a heating system failure during peak summer or an unexpected disruption in your supply chain. In such cases, time is crucial.

Magenta simplifies the process. Fill out our quick application, and our team will review your recent bank statements to provide a timely offer. No lengthy approvals or hidden fees—just clear and transparent funding to help you keep your business running smoothly and your customers satisfied.

New York moves quickly, and so do we. At Magenta, your business’s revenue is our focus, not your credit score. We make swift decisions and bring funding proposals in about an hour, not weeks.

Our dedicated funding advisors work closely with you to tailor terms that match your goals. Repayment terms are fixed, unless the merchant requests adjustments based on their specific needs. Furthermore, we offer early payoff options—pay ahead of schedule without penalties and enjoy discounts.

And because Magenta is the direct source of capital, there are no brokers or third-party fees inflating your cost. That means stronger rates, faster approvals, and transparent funding that puts your business first.

We are more than just lenders; we are partners in your business journey, delivering support from application to payment. We actively seek opportunities for you to grow. Apply now and see how Magenta’s small business funding in New York can help bring your vision to life.

If you have any inquiries about small business funding in New York, feel free to contact us today.

Thanks Mikey and Team!

Mikey (& everyone else) has been super personable, understanding, and reassuring. In contrast, other lenders were pushy and even felt predatory in nature. Super happy with Mikey's and Magenta's service so far and looking forward to building a relationship with Magenta!

Exceptional Company!!

Joshua and the team were great in assisting me with funding my business. Magenta funding in a whole is trustworthy, attentive and an absolute pleasure to work with! I received my funding the next day as promised. Keep up the good work, this company will go far and exceed expectations.

Outstanding Company

This is the best company I have encountered in the business lending space. Great customer service and truly tailored offers for their clients. Highly recommend!!

Grateful

Life is filled with unexpected twists and turns . We encounter strangers who become angels in disguise, offering help and trust . Thank you,Josh, for your hard work and trust . Your honest , professional , and kind work ethic is beyond . Thank you Josh & Magenta funding

Exceptional Service

Exceptional Service from Josh at Magenta!

I had a fantastic experience working with Josh. From start to finish, he went above and beyond to make sure everything was smooth and clear. It’s rare to come across someone so genuinely helpful, professional, and personable. Josh made the entire process feel easy and stress-free, and I truly appreciated the time and care he put into everything. If you're looking for top-notch service and someone who truly values their customers, Josh is your guy!

Look to Magenta!

Everyone at Magenta was kind, professional, knowledgeable, and extremely supportive. I highly recommend Magenta. They take the time to thoroughly explain everything, so there’s no gotchas or surprises! If you are searching for small business funding, look to Magenta!

About New York

New York is a city full of innovation. However, small businesses like bakeries and shops face challenges like high rent and changing customer interest.

Many banks focus only on credit scores, but that doesn’t truly reflect a business’s potential. At Magenta, we take a different approach. We focus on your company’s revenue, not just the credit score. Our goal is to help New York entrepreneurs succeed with the right small business funding.