Reliable Short-Term Business Funding Solutions

Magenta’s funding is based on your business's revenue rather than your credit score. We make it accessible to businesses with diverse financial backgrounds.

This allows you to secure the capital needed to maintain operations without the restrictions of traditional loans. With a fast approval process, you can plan your finances confidently while keeping your business running smoothly.

Ready to Get Started?

Reliable Business Funding Solutions for Bad Credit

Magenta offers an alternative to traditional loans by focusing on your business's revenue rather than your credit score. This means that businesses with bad credit can still qualify for funding based on their ability to generate income. With this approach, we can help you maintain and grow your business, even during tough times.

If your business needs funding but your credit score limits your options, our bad credit business finance solutions could be exactly what you need. Our flexible options allow you to pay according to your monthly revenue. We make it easier to manage payments without stressing your cash flow.

When to Consider Short-Term Business Funding Solutions

Short-term business funding is an ideal option when your business faces immediate financial needs, but you do not want to take on long-term debt. This financing can help with a wide variety of expenses, such as purchasing inventory, covering unexpected repairs, managing seasonal downturns, or seizing a time-sensitive opportunity.

For small business owners who may not qualify for traditional financing due to bad credit or other factors, this type of financing offers a lifeline.

Additionally, short-term business funding is flexible. If your business faces slower months, you can adjust payments according to your revenue. This makes it a smart choice for those seeking to maintain stability without the pressure of fixed monthly payments. It also allows for more consistent access to cash throughout the year, rather than receiving one large lump sum.

How It Works

The process of obtaining short-term business financing from Magenta is simple and transparent. We focus on your business’s revenue rather than your credit score.

Here is how the process works:

Application:

Start by completing a straightforward application. We do not requrement a minimum credit score. Instead, we assess your monthly revenue to determine the amount of funding your business qualifies for.
Application:

Offer:

Once we have reviewed your application, we will give you a tailored offer. You will know exactly how much funding you can receive and the terms of repayment. Our offers are clear and easy to understand.
Offer:

Repayment:

Repayments are tied to your monthly revenue. This means if your income fluctuates, your payments can adjust accordingly. While your terms remain fixed, the flexibility in payment amounts helps you stay on track.
Repayment:

Why Choose Magenta?

Magenta is the right choice for small business owners seeking short-term business funding. We make the process easy and fast, with no minimum credit score requirement.

Instead, we focus on your revenue. This allows businesses with bad credit or less-than-perfect histories to qualify for financing.

Our funding solutions are flexible and based on your cash flow—not your credit score. We don’t burden you with rigid fixed payments or inflated costs. Since you’re working directly with the source of capital, there are no brokers or third-party fees driving up your cost of capital. Instead, you get a clear, simple repayment structure that adjusts with your revenue—plus the benefit of early repayment discounts.

Furthermore, we assign a dedicated funding advisor to help guide you through the process and make sure that your funding needs are met quickly and efficiently.

If you have any inquiries about our short-term business funding solutions, feel free to contact us today.

Ready to Get Started?

Take the first step toward achieving your business goals. Apply now or contact us to learn how Magenta can empower your business to grow.