INVEST IN POSSIBLE

Business financing,
built around what’s next.

Every business has a different next chapter. Our dedicated advisors take time to understand your goals, then guide you through potential solutions, from our specialty in revenue-based financing to term loans and lines of credit. Experience a tailored path to funding and timely decisions when they matter most.

Explore Your OptionsHow It Works
UP TO$1 MILLIONWITH MAGENTA RESERVE
MULTIPLEFUNDING OPTIONSFOR EVERY STAGE
FASTDECISIONSTYPICALLY IN HOURS
FLEXIBLETERMSFOR YOUR BUSINESS
DEDICATEDSUPPORTAT EVERY STEP

OUR STORY

The people who
build America.

A family passes down a trade. A shop owner opens a second location. A contractor trains the next crew.

Across America, small-business owners take pride in their work, keep their word, and build businesses their communities can count on. At Magenta, we take the time to understand what they’re building and what it will take to get there.

Get to know Magenta

OUR FUNDING SOLUTIONS

Capital to move your business forward.

Flexible funding options designed to support where you are — and where you’re going.

01

REVENUE-BASED FINANCING

Revenue-based financing is our specialty. Core offers up to $250,000 with no minimum credit score; Reserve offers up to $1 million for businesses with 2+ years in operation and $40,000+ in average monthly revenue.

Explore Core Explore Reserve
02

TERM LOANS

Term loans can provide larger funding to established businesses with stronger credit, with repayment periods up to 18 months for growth and expansion.

Learn More
03

LINES OF CREDIT

Business lines of credit offer up to $150,000 in flexible working capital, with monthly payments to help manage cash flow and pursue new opportunities.

Learn More

Term loans and lines of credit may be made available through our third-party partners. All products are subject to review and approval.

HOW IT WORKS

Three steps. A clearer path forward.

A simple application, a dedicated advisor, and capital shaped around your goals.

An HVAC-business owner starting a Magenta application on a laptop while a technician prepares a service bag in the background
01

Apply in under 5 minutes

Share basic business details, then securely connect through Plaid or upload recent bank statements to begin your review. Your advisor will explain any additional product-specific requirements.

02

Meet your dedicated advisor

Your advisor coordinates every step and keeps you informed. Financing decisions generally arrive within an hour of a complete application.

03

Shape your offer and get funded

Review your options, tailor the terms with your advisor, and receive funding as soon as the same day, subject to approval.

Our support continues after funding. When a new need arises, reach out to your dedicated advisor. We’re with you every step of the way.

Start a Conversation

PLAN YOUR NEXT MOVE

Business funding calculator.

Explore funding options for your business. Enter your revenue, preferred term, credit range, and goals to see what may be possible.

Enter your amount or use the slider.

Your term can shape the amount available while keeping cash flow in mind.

My credit is…
Time in Business

Choose any solution to see what may be available.

YOUR PLANNING ESTIMATE

You could be eligible for

$90,000
Per day$637Approx. business day
Per week$3,185Approx. 5 business days
Per monthOnly eligible for LOC

Potentially eligible products

  • Revenue-based financing
  • Line of credit
  • Term loan
Explore Your Options

Estimates are for illustrative purposes only. Final eligibility, funding amounts, and terms are subject to approval, full underwriting, and review of your business and borrowing history.

A WIDE RANGE OF INDUSTRIES

Supporting businesses like yours.

Ambition takes many forms.So do the businesses we support.

And More

ABOUT MAGENTA

Funding should open doors. Not complicate what’s next.

We believe financing should respond to your business — not ask your business to stand still. Our approach brings clarity, flexibility, and dedicated guidance to your next decision.

Learn More
01

Options for the way you grow

Explore capital solutions tailored to different business goals and funding needs.

02

Decisions without the detours

A straightforward process designed to respect your time and momentum.

03

People behind the process

Responsive support from the first conversation through your next chapter.

A LITTLE MORE CLARITY

Frequently asked questions.

Explore the essentials, or connect with our team for guidance on your business.

Ask us a question
A neighborhood print-shop owner getting answers by phone
What is revenue-based financing?

Revenue-based financing provides capital in exchange for a portion of your business’s future receivables. Magenta Core offers up to $250,000 with no minimum credit score; Magenta Reserve offers up to $1 million for established businesses. Your agreement explains the payment structure and terms.

What credit score do I need?

Magenta Core has no minimum credit score and requires at least one year in business and $15,000 in average monthly revenue. Magenta Reserve requires a credit score of at least 600, two years in business, and $40,000 in average monthly revenue. Term loans and lines of credit also require a credit score of at least 600. All options are subject to a full review of your business and approval.

How do I find the right solution for my business?

Your dedicated advisor will help you explore the right fit. Reserve offers our largest revenue-based financing option for businesses with higher revenue and a longer operating history. Term loans may suit businesses with consistent cash flow and stable credit; lines of credit also consider account balances that support monthly payments. All options are subject to review and approval.

Does Magenta serve businesses nationwide?

Yes. Magenta helps eligible businesses access funding in all 50 states. Wherever your business operates, a dedicated advisor can help you explore funding solutions suited to your goals. Product availability and terms are subject to review and approval.

How do I apply?

Our simple application asks for basic business information and generally takes under five minutes. Then securely connect your bank through Plaid or manually upload recent bank statements. Bank statements are generally the only documents needed to begin review, and a dedicated advisor guides you from there.

How quickly can I receive funding?

Decisions on a complete revenue-based financing application generally arrive within an hour. After you review your options and tailor the terms with your advisor, funding may be available as soon as the same day, subject to approval and your financial institution. Timing for other solutions may vary.

Does it cost anything to apply?

No. Application review is free and carries no obligation.

Can I pay off early?

Yes. Early payoff is available for all of our funding solutions, with no prepayment penalties or fees. Any early payoff savings depend on the terms of your agreement.

Can I receive additional funding?

We’re happy to review your business for additional funding as soon as 30 days after funding. Additional capital is generally provided every 90–120 days, subject to review and approval. If you’re approved for a line of credit, payments replenish your available credit for future draws under your agreement.

OUR CLIENTS, IN THEIR WORDS

Real businesses. Real experiences.

Google Reviews4.9 Read all reviews ↗
★★★★★
“Excellent service, especially from Lauren! She truly exceeded my expectations and explained the entire process clearly and professionally. I highly recommend her!”
Susana AbboudGoogle review ↗
★★★★★
“Dario Gomez was excellent in helping me get my business the best starting amount. He walked me through every step of the way.”
Nathan ToonGoogle review ↗
★★★★★
“Mikey and the whole team are professional, kind , and understanding. They are a top tier company to deal with. Have helped me with my business tremendously! Truly appreciative!”
Brittany RodriguesGoogle review ↗

Selected Google reviews. Rating checked October 22, 2026. Visit Google for the latest reviews.

INVEST IN POSSIBLE

The next chapter is yours to build.

Wherever your business is headed, let’s explore the capital solutions that can help get you there.

Explore Your Options