Small Business Loans in Florida — A Smarter Alternative
Magenta offers revenue-based financing with no minimum credit score, fast decisions, and funding as soon as the same day — built to give Florida small businesses the flexibility traditional loans don’t.
Key Benefits
Fast Approvals, Simple Process
Get approved in about an hour and access funding as soon as the same day — faster than traditional small business loans in Florida.
Clear Terms + Early Payoff Savings
No hidden fees, no inflated costs, and no third-party brokers. Save with our early payoff discount.
No Minimum Credit Score
With revenue-based financing, Magenta looks at your business performance, not your FICO.
Repayment That Fits Your Cash Flow
Payments align with your business revenue, with the option to request adjustments or pay off early to save.
Over 50% of small businesses are denied because of low credit - we look at your revenue, not your credit score.
Credit-driven small business loans hold back Florida businesses. Revenue-Based Financing is the faster, more flexible alternative.
Funding
From $5K – $150K with offers typically in an hour
Consistent
Clear terms with repayment aligned to your business performance
Flexible
Draw what you need, pay off early to save, and return for more when new projects arise
A Smarter Alternative to Small Business Loans in Florida
We fund business potential, based on your revenue — not your credit score.
Why Florida Small Businesses Choose Magenta:
- No minimum FICO required — eligibility based on your business revenue
- Quick, data-driven approvals — typically within an hour
- Funding as soon as the same day — keep operations moving without delay
- Flexible repayment options — request adjustments or pay off early to save
- Direct funding — no brokers, no inflated costs, clear terms
Apply Online
Fast Review
Receive Funds
Applying with Magenta is simple and seamless—because growing your business shouldn’t be complicated.
Florida Small Business Owners Choose Magenta for Revenue-Based Financing That’s Fast and Flexible
1+ year
In business (varies by industry)
Credit score
No minimum required
Revenue
$15K+ monthly (varies by industry)
Bank account
Active business account
How Florida Small Businesses Access Cash in Just 3 Steps
Apply Online
Fast Review
Receive Funds
Applying with Magenta is simple and seamless — because Florida small businesses deserve financing that supports growth, with fast decisions and clear terms.
Industries We Support Across Florida
Magenta provides revenue-based financing as a flexible alternative to traditional small business loans. We support a wide range of industries — including many often overlooked by banks and credit-driven lenders.
Retail & eCommerce
Funding for storefronts, online shops, and seasonal inventory needs.
Food & Hospitality
Funding for restaurants, bakeries, bars, and meal prep businesses.
Health & Wellness
Funding for medical offices, day spas, and physical therapy centers.
Automotive Services
Funding for repair shops, car washes, and detailing businesses.
Construction & Trades
Funding for contractors, HVAC services, and plumbing companies.
Beauty & Grooming
Funding for salons, barber shops, and nail care businesses.
Specialty Manufacturing
Funding for steel suppliers, concrete, and food & beverage production.
Transportation & Logistics
Funding for trucking companies and emergency medical transport.
Childcare & Education
Funding to help daycares and private educators grow.
Fitness & Wellness
Funding for gyms, yoga studios, and massage therapy centers.
Don’t see your industry listed? Magenta’s revenue-based financing can be tailored to fit your Florida small business needs.
As a local Florida Business, We get you.
Our Miami Corporate Office
Ready to Get Started?
Take the first step toward achieving your business goals. Apply now or contact us to learn how Magenta can empower your business to grow.